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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,698 | $160,028-85.8% | $147,080-84.6% | $145,884-84.4% |
| Participation rate | 78.9% | 84.0%-5.1pp | 82.2%-3.2pp | 80.3%-1.4pp |
| Annual return | 10.27% | 98.60%-88.3pp | 420.17%-409.9pp | 551.85%-541.6pp |
| Employer contribution / active EE | $1,582 | $5,286-70.1% | $4,933-67.9% | $4,662-66.1% |
| Participant deferral / active EE | $3,433 | $8,422-59.2% | $8,066-57.4% | $6,690-48.7% |
| Admin fee / account holder | $844 | $15,030-94.4% | $12,989-93.5% | $13,392-93.7% |