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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,144 | $209,336+21.4% | $197,124+28.9% | $137,256+85.2% |
| Participation rate | 88.9% | 87.3%+1.6pp | 86.7%+2.2pp | 80.0%+8.9pp |
| Annual return | 13.85% | 48.09%-34.2pp | 44.34%-30.5pp | 220.34%-206.5pp |
| Employer contribution / active EE | $28,286 | $6,591+329.2% | $6,227+354.2% | $4,156+580.6% |
| Participant deferral / active EE | $19,682 | $9,614+104.7% | $9,135+115.5% | $6,407+207.2% |
| Admin fee / account holder | $923 | $17,308-94.7% | $16,298-94.3% | $12,270-92.5% |