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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,905 | $58,275-71.0% | $81,844-79.3% | $80,935-79.1% |
| Participation rate | 72.5% | 63.5%+9.1pp | 72.4%+0.2pp | 67.7%+4.9pp |
| Annual return | 14.35% | 41.82%-27.5pp | 778.87%-764.5pp | 35.66%-21.3pp |
| Employer contribution / active EE | $3,002 | $2,346+28.0% | $2,916+2.9% | $2,757+8.9% |
| Participant deferral / active EE | $2,225 | $3,285-32.3% | $4,323-48.5% | $4,299-48.2% |
| Admin fee / account holder | $1,020 | $4,749-78.5% | $7,355-86.1% | $6,924-85.3% |