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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,905 | $58,241-71.0% | $81,780-79.3% | $80,911-79.1% |
| Participation rate | 72.5% | 63.4%+9.1pp | 72.4%+0.2pp | 67.6%+4.9pp |
| Annual return | 14.35% | 41.73%-27.4pp | 776.27%-761.9pp | 35.63%-21.3pp |
| Employer contribution / active EE | $3,002 | $2,343+28.1% | $2,914+3.0% | $2,756+8.9% |
| Participant deferral / active EE | $2,225 | $3,283-32.2% | $4,321-48.5% | $4,297-48.2% |
| Admin fee / account holder | $1,020 | $4,973-79.5% | $7,384-86.2% | $6,935-85.3% |