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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,288 | $111,830+62.1% | $93,696+93.5% | $145,884+24.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 9.56% | 204.08%-194.5pp | 133.74%-124.2pp | 551.85%-542.3pp |
| Employer contribution / active EE | $2,585 | $3,093-16.4% | $2,422+6.7% | $4,662-44.6% |
| Participant deferral / active EE | $4,368 | $4,920-11.2% | $4,417-1.1% | $6,690-34.7% |
| Admin fee / account holder | $11,293 | $10,249+10.2% | $8,287+36.3% | $13,392-15.7% |