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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,359 | $166,268+6.1% | $165,100+6.8% | $145,897+20.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 19.10% | 100.52%-81.4pp | 70.21%-51.1pp | 552.29%-533.2pp |
| Employer contribution / active EE | $4,301 | $5,284-18.6% | $4,348-1.1% | $4,663-7.7% |
| Participant deferral / active EE | $9,037 | $6,964+29.8% | $6,035+49.7% | $6,689+35.1% |
| Admin fee / account holder | $33,097 | $16,659+98.7% | $12,696+160.7% | $13,390+147.2% |