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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,359 | $166,020+6.2% | $164,866+7.0% | $145,959+20.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 19.10% | 100.08%-81.0pp | 69.97%-50.9pp | 561.95%-542.8pp |
| Employer contribution / active EE | $4,301 | $5,275-18.5% | $4,343-1.0% | $4,661-7.7% |
| Participant deferral / active EE | $9,037 | $6,961+29.8% | $6,033+49.8% | $6,689+35.1% |
| Admin fee / account holder | $33,097 | $16,644+98.9% | $12,689+160.8% | $13,398+147.0% |