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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,010 | $156,398+95.7% | $147,318+107.7% | $138,895+120.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.88% | 78.75%-60.9pp | 70.43%-52.6pp | 145.39%-127.5pp |
| Employer contribution / active EE | $23,874 | $4,853+391.9% | $4,593+419.8% | $4,194+469.2% |
| Participant deferral / active EE | $25,535 | $8,237+210.0% | $7,906+223.0% | $6,396+299.2% |
| Admin fee / account holder | $23,299 | $14,976+55.6% | $13,708+70.0% | $12,562+85.5% |