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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,123 | $29,319+33.4% | $52,425-25.4% | $82,448-52.5% |
| Participation rate | 32.4% | 46.9%-14.4pp | 55.6%-23.2pp | 68.1%-35.6pp |
| Annual return | 16.58% | 535.20%-518.6pp | 302.12%-285.5pp | 41.64%-25.1pp |
| Employer contribution / active EE | $836 | $586+42.6% | $914-8.5% | $2,551-67.2% |
| Participant deferral / active EE | $2,347 | $1,171+100.4% | $1,790+31.1% | $4,139-43.3% |
| Admin fee / account holder | $242 | $1,962-87.7% | $2,495-90.3% | $7,234-96.7% |