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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,123 | $36,948+5.9% | $73,658-46.9% | $87,485-55.3% |
| Participation rate | 32.4% | 46.8%-14.4pp | 57.0%-24.6pp | 68.9%-36.5pp |
| Annual return | 16.58% | 28.64%-12.1pp | 29.72%-13.1pp | 26.06%-9.5pp |
| Employer contribution / active EE | $836 | $670+24.8% | $1,032-19.0% | $2,596-67.8% |
| Participant deferral / active EE | $2,347 | $1,379+70.2% | $2,062+13.8% | $4,274-45.1% |
| Admin fee / account holder | $242 | $2,531-90.4% | $3,357-92.8% | $7,775-96.9% |