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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,415 | $51,638-33.4% | $129,406-73.4% | $80,959-57.5% |
| Participation rate | 96.8% | 56.9%+39.8pp | 69.6%+27.1pp | 67.7%+29.1pp |
| Annual return | 19.33% | 20.78%-1.5pp | 9468.18%-9448.8pp | 35.67%-16.3pp |
| Employer contribution / active EE | $7,294 | $1,584+360.6% | $4,155+75.5% | $2,757+164.5% |
| Participant deferral / active EE | $9,799 | $2,670+267.0% | $4,167+135.1% | $4,300+127.9% |
| Admin fee / account holder | $5,153 | $4,313+19.5% | $7,689-33.0% | $6,925-25.6% |