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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,068 | $95,453-29.7% | $112,040-40.1% | $82,448-18.7% |
| Participation rate | 50.0% | 72.8%-22.8pp | 76.5%-26.5pp | 68.1%-18.1pp |
| Annual return | 16.85% | 23.92%-7.1pp | 24.52%-7.7pp | 41.64%-24.8pp |
| Employer contribution / active EE | $1,359 | $2,318-41.4% | $2,954-54.0% | $2,551-46.7% |
| Participant deferral / active EE | $2,397 | $4,224-43.3% | $5,098-53.0% | $4,139-42.1% |
| Admin fee / account holder | $21 | $9,013-99.8% | $12,098-99.8% | $7,234-99.7% |