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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,103 | $108,942-33.8% | $100,415-28.2% | $145,897-50.6% |
| Participation rate | 91.7% | 83.0%+8.7pp | 81.5%+10.1pp | 80.3%+11.4pp |
| Annual return | 12.44% | 58.27%-45.8pp | 49.47%-37.0pp | 552.29%-539.9pp |
| Employer contribution / active EE | $2,606 | $4,422-41.1% | $3,943-33.9% | $4,663-44.1% |
| Participant deferral / active EE | $7,634 | $8,461-9.8% | $8,091-5.6% | $6,689+14.1% |
| Admin fee / account holder | $3,359 | $9,702-65.4% | $7,906-57.5% | $13,390-74.9% |