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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,737 | $100,970-22.0% | $96,576-18.5% | $137,256-42.6% |
| Participation rate | 91.7% | 82.6%+9.1pp | 81.4%+10.2pp | 80.0%+11.7pp |
| Annual return | 14.51% | 38.16%-23.6pp | 38.47%-24.0pp | 220.34%-205.8pp |
| Employer contribution / active EE | $2,445 | $3,809-35.8% | $3,553-31.2% | $4,156-41.2% |
| Participant deferral / active EE | $7,702 | $8,286-7.1% | $7,956-3.2% | $6,407+20.2% |
| Admin fee / account holder | $2,255 | $11,312-80.1% | $11,381-80.2% | $12,270-81.6% |