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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,103 | $108,897-33.8% | $100,378-28.2% | $145,877-50.6% |
| Participation rate | 91.7% | 83.0%+8.7pp | 81.5%+10.2pp | 80.3%+11.4pp |
| Annual return | 12.44% | 58.17%-45.7pp | 49.41%-37.0pp | 551.28%-538.8pp |
| Employer contribution / active EE | $2,606 | $4,420-41.0% | $3,942-33.9% | $4,663-44.1% |
| Participant deferral / active EE | $7,634 | $8,455-9.7% | $8,087-5.6% | $6,691+14.1% |
| Admin fee / account holder | $3,359 | $9,690-65.3% | $7,899-57.5% | $13,402-74.9% |