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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,583 | $106,524+86.4% | $152,301+30.4% | $87,485+127.0% |
| Participation rate | 61.0% | 75.8%-14.8pp | 82.4%-21.5pp | 68.9%-8.0pp |
| Annual return | 15.25% | 26.89%-11.6pp | 80.50%-65.2pp | 26.06%-10.8pp |
| Employer contribution / active EE | $1,284 | $3,371-61.9% | $4,624-72.2% | $2,596-50.5% |
| Participant deferral / active EE | $11,097 | $6,525+70.1% | $8,004+38.7% | $4,274+159.7% |
| Admin fee / account holder | $12,689 | $8,287+53.1% | $14,398-11.9% | $7,775+63.2% |