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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,586 | $160,070-76.5% | $147,117-74.5% | $145,897-74.2% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 16.17% | 98.69%-82.5pp | 420.54%-404.4pp | 552.29%-536.1pp |
| Employer contribution / active EE | $3,208 | $5,285-39.3% | $4,932-35.0% | $4,663-31.2% |
| Participant deferral / active EE | $16,813 | $8,419+99.7% | $8,065+108.5% | $6,689+151.3% |
| Admin fee / account holder | $11,080 | $15,035-26.3% | $12,993-14.7% | $13,390-17.3% |