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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,826 | $97,125-58.0% | $86,233-52.7% | $137,256-70.3% |
| Participation rate | 84.6% | 74.2%+10.4pp | 69.0%+15.6pp | 80.0%+4.7pp |
| Annual return | 19.02% | 74.19%-55.2pp | 61.39%-42.4pp | 220.34%-201.3pp |
| Employer contribution / active EE | $2,338 | $2,841-17.7% | $2,504-6.6% | $4,156-43.7% |
| Participant deferral / active EE | $4,626 | $5,180-10.7% | $4,559+1.5% | $6,407-27.8% |
| Admin fee / account holder | $2,963 | $9,725-69.5% | $8,342-64.5% | $12,270-75.8% |