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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,732 | $172,111-65.9% | $150,298-60.9% | $137,256-57.2% |
| Participation rate | 55.6% | 81.7%-26.2pp | 77.8%-22.2pp | 80.0%-24.4pp |
| Annual return | 18.54% | 69.37%-50.8pp | 62.79%-44.3pp | 220.34%-201.8pp |
| Employer contribution / active EE | $1,888 | $4,636-59.3% | $4,154-54.6% | $4,156-54.6% |
| Participant deferral / active EE | $7,575 | $6,166+22.9% | $5,453+38.9% | $6,407+18.2% |
| Admin fee / account holder | $220 | $16,471-98.7% | $14,116-98.4% | $12,270-98.2% |