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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,435 | $211,288-62.4% | $178,540-55.5% | $145,884-45.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.54% | 30.27%-18.7pp | 27.15%-15.6pp | 551.85%-540.3pp |
| Employer contribution / active EE | $1,868 | $4,574-59.2% | $3,953-52.7% | $4,662-59.9% |
| Participant deferral / active EE | $3,919 | $6,967-43.8% | $6,281-37.6% | $6,690-41.4% |
| Admin fee / account holder | $1,422 | $12,105-88.2% | $10,424-86.4% | $13,392-89.4% |