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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,435 | $211,105-62.4% | $178,449-55.5% | $145,978-45.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.54% | 30.19%-18.7pp | 27.09%-15.5pp | 550.52%-539.0pp |
| Employer contribution / active EE | $1,868 | $4,569-59.1% | $3,951-52.7% | $4,662-59.9% |
| Participant deferral / active EE | $3,919 | $6,959-43.7% | $6,277-37.6% | $6,690-41.4% |
| Admin fee / account holder | $1,422 | $12,017-88.2% | $10,362-86.3% | $13,400-89.4% |