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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,430 | $160,040-26.6% | $147,096-20.2% | $145,877-19.5% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 13.64% | 98.49%-84.9pp | 419.75%-406.1pp | 551.28%-537.6pp |
| Employer contribution / active EE | $2,146 | $5,289-59.4% | $4,936-56.5% | $4,663-54.0% |
| Participant deferral / active EE | $6,069 | $8,429-28.0% | $8,071-24.8% | $6,691-9.3% |
| Admin fee / account holder | $347 | $15,050-97.7% | $13,005-97.3% | $13,402-97.4% |