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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $586,467 | $201,370+191.2% | $184,256+218.3% | $145,897+302.0% |
| Participation rate | 94.1% | 87.5%+6.6pp | 86.8%+7.3pp | 80.3%+13.8pp |
| Annual return | 12.58% | 29.05%-16.5pp | 28.85%-16.3pp | 552.29%-539.7pp |
| Employer contribution / active EE | $11,686 | $7,024+66.4% | $6,427+81.8% | $4,663+150.6% |
| Participant deferral / active EE | $19,251 | $9,808+96.3% | $9,133+110.8% | $6,689+187.8% |
| Admin fee / account holder | $315 | $16,364-98.1% | $13,899-97.7% | $13,390-97.6% |