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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,750 | $95,404-15.4% | $113,397-28.8% | $82,637-2.3% |
| Participation rate | 92.6% | 72.8%+19.8pp | 76.5%+16.1pp | 68.1%+24.5pp |
| Annual return | 13.76% | 19.08%-5.3pp | 23.20%-9.4pp | 53.51%-39.8pp |
| Employer contribution / active EE | $2,911 | $2,307+26.2% | $2,977-2.2% | $2,552+14.1% |
| Participant deferral / active EE | $4,791 | $4,220+13.5% | $5,076-5.6% | $4,126+16.1% |
| Admin fee / account holder | $12,122 | $9,168+32.2% | $11,957+1.4% | $7,339+65.2% |