Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 7-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,029 | $47,105-53.2% | $68,368-67.8% | $67,986-67.6% |
| Participation rate | 52.2% | 51.8%+0.4pp | 73.8%-21.5pp | 57.2%-5.0pp |
| Annual return | 18.35% | 48.37%-30.0pp | 292.57%-274.2pp | 31.67%-13.3pp |
| Employer contribution / active EE | $841 | $1,859-54.8% | $2,649-68.3% | $2,019-58.4% |
| Participant deferral / active EE | $1,856 | $2,374-21.8% | $4,123-55.0% | $3,358-44.7% |
| Admin fee / account holder | $2,685 | $2,435+10.3% | $5,150-47.9% | $3,203-16.2% |