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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,974 | $68,097+73.2% | $62,929+87.5% | $137,256-14.0% |
| Participation rate | 71.4% | 77.4%-6.0pp | 73.1%-1.7pp | 80.0%-8.5pp |
| Annual return | 15.06% | 1859.11%-1844.0pp | 1063.93%-1048.9pp | 220.34%-205.3pp |
| Employer contribution / active EE | $1,905 | $2,811-32.2% | $2,505-23.9% | $4,156-54.2% |
| Participant deferral / active EE | $7,059 | $4,553+55.1% | $3,888+81.6% | $6,407+10.2% |
| Admin fee / account holder | $623 | $6,521-90.5% | $5,065-87.7% | $12,270-94.9% |