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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,633 | $132,099+22.4% | $115,599+39.8% | $138,895+16.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 4.11% | 176.76%-172.6pp | 111.10%-107.0pp | 145.39%-141.3pp |
| Employer contribution / active EE | $14,460 | $3,416+323.3% | $2,955+389.3% | $4,194+244.8% |
| Participant deferral / active EE | $16,097 | $5,617+186.6% | $4,889+229.2% | $6,396+151.7% |
| Admin fee / account holder | $167,681 | $15,650+971.4% | $12,841+1205.9% | $12,562+1234.8% |