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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,604 | $183,592-30.0% | $155,574-17.3% | $145,877-11.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.10% | 61.37%-51.3pp | 64.87%-54.8pp | 551.28%-541.2pp |
| Employer contribution / active EE | $4,315 | $5,317-18.9% | $4,676-7.7% | $4,663-7.5% |
| Participant deferral / active EE | $10,392 | $6,466+60.7% | $5,629+84.6% | $6,691+55.3% |
| Admin fee / account holder | $404 | $19,316-97.9% | $15,914-97.5% | $13,402-97.0% |