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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,047 | $129,737-91.5% | $119,126-90.7% | $154,746-92.9% |
| Participation rate | 83.3% | 78.9%+4.5pp | 75.8%+7.6pp | 80.7%+2.6pp |
| Annual return | 24.92% | 379.08%-354.2pp | 282.11%-257.2pp | 172.34%-147.4pp |
| Employer contribution / active EE | $1,405 | $4,375-67.9% | $4,034-65.2% | $4,379-67.9% |
| Participant deferral / active EE | $2,773 | $5,842-52.5% | $5,318-47.9% | $6,730-58.8% |
| Admin fee / account holder | $721 | $11,961-94.0% | $10,693-93.3% | $14,365-95.0% |