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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,615 | $211,105-83.1% | $178,449-80.0% | $145,978-75.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 16.24% | 30.19%-14.0pp | 27.09%-10.9pp | 550.52%-534.3pp |
| Employer contribution / active EE | $2,059 | $4,569-54.9% | $3,951-47.9% | $4,662-55.8% |
| Participant deferral / active EE | $3,276 | $6,959-52.9% | $6,277-47.8% | $6,690-51.0% |
| Admin fee / account holder | $1,234 | $12,017-89.7% | $10,362-88.1% | $13,400-90.8% |