Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,563 | $105,248-90.0% | $147,318-92.8% | $71,012-85.1% |
| Participation rate | 1.1% | 66.1%-65.0pp | 82.1%-81.0pp | 58.6%-57.5pp |
| Annual return | 10.71% | 26.02%-15.3pp | 70.43%-59.7pp | 37.67%-27.0pp |
| Employer contribution / active EE | $0 | $3,785-100.0% | $4,593-100.0% | $2,348-100.0% |
| Participant deferral / active EE | $6 | $6,452-99.9% | $7,906-99.9% | $3,246-99.8% |
| Admin fee / account holder | $1,147 | $862+33.0% | $13,708-91.6% | $1,167-1.7% |