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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,412 | $183,516-85.1% | $155,534-82.4% | $145,884-81.2% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 15.81% | 61.43%-45.6pp | 64.92%-49.1pp | 551.85%-536.0pp |
| Employer contribution / active EE | $3,270 | $5,315-38.5% | $4,675-30.1% | $4,662-29.9% |
| Participant deferral / active EE | $5,108 | $6,467-21.0% | $5,630-9.3% | $6,690-23.6% |
| Admin fee / account holder | $502 | $19,293-97.4% | $15,900-96.8% | $13,392-96.3% |