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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,138 | $51,642-39.7% | $129,384-75.9% | $80,935-61.5% |
| Participation rate | 35.5% | 56.9%-21.4pp | 69.6%-34.2pp | 67.7%-32.2pp |
| Annual return | 21.15% | 20.78%+0.4pp | 9461.77%-9440.6pp | 35.66%-14.5pp |
| Employer contribution / active EE | $0 | $1,583-100.0% | $4,153-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,892 | $2,670+83.2% | $4,166+17.4% | $4,299+13.8% |
| Admin fee / account holder | $2,359 | $4,312-45.3% | $7,686-69.3% | $6,924-65.9% |