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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,818 | $110,379-86.6% | $102,412-85.5% | $145,884-89.8% |
| Participation rate | 86.4% | 77.9%+8.4pp | 74.5%+11.9pp | 80.3%+6.1pp |
| Annual return | 14.47% | 24.84%-10.4pp | 24.94%-10.5pp | 551.85%-537.4pp |
| Employer contribution / active EE | $1,386 | $4,216-67.1% | $3,870-64.2% | $4,662-70.3% |
| Participant deferral / active EE | $3,426 | $5,622-39.1% | $5,060-32.3% | $6,690-48.8% |
| Admin fee / account holder | $1,327 | $9,745-86.4% | $8,388-84.2% | $13,392-90.1% |