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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,194 | $199,109-84.3% | $173,730-82.0% | $154,746-79.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 18.88% | 20.02%-1.1pp | 19.96%-1.1pp | 172.34%-153.5pp |
| Employer contribution / active EE | $3,976 | $5,311-25.1% | $4,577-13.1% | $4,379-9.2% |
| Participant deferral / active EE | $9,615 | $7,113+35.2% | $6,326+52.0% | $6,730+42.9% |
| Admin fee / account holder | $5,158 | $20,916-75.3% | $17,523-70.6% | $14,365-64.1% |