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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,194 | $178,174-82.5% | $156,181-80.0% | $137,256-77.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 18.88% | 84.19%-65.3pp | 64.87%-46.0pp | 220.34%-201.5pp |
| Employer contribution / active EE | $3,976 | $4,972-20.0% | $4,294-7.4% | $4,156-4.3% |
| Participant deferral / active EE | $9,615 | $6,888+39.6% | $6,132+56.8% | $6,407+50.1% |
| Admin fee / account holder | $5,158 | $17,404-70.4% | $14,586-64.6% | $12,270-58.0% |