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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,943 | $117,859+174.0% | $102,438+215.3% | $145,959+121.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.10% | 31.72%-18.6pp | 29.37%-16.3pp | 561.95%-548.8pp |
| Employer contribution / active EE | $16,773 | $3,615+364.0% | $3,024+454.7% | $4,661+259.9% |
| Participant deferral / active EE | $8,389 | $5,732+46.4% | $5,054+66.0% | $6,689+25.4% |
| Admin fee / account holder | $1,964 | $13,318-85.3% | $9,448-79.2% | $13,398-85.3% |