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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,943 | $117,904+173.9% | $102,457+215.2% | $145,978+121.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.10% | 31.80%-18.7pp | 29.41%-16.3pp | 550.52%-537.4pp |
| Employer contribution / active EE | $16,773 | $3,613+364.2% | $3,022+455.0% | $4,662+259.8% |
| Participant deferral / active EE | $8,389 | $5,733+46.3% | $5,054+66.0% | $6,690+25.4% |
| Admin fee / account holder | $1,964 | $13,329-85.3% | $9,451-79.2% | $13,400-85.3% |