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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,903 | $102,595-64.0% | $94,057-60.8% | $154,746-76.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 131.94% | 583.42%-451.5pp | 480.62%-348.7pp | 172.34%-40.4pp |
| Employer contribution / active EE | $15,479 | $3,147+391.8% | $2,933+427.7% | $4,379+253.5% |
| Participant deferral / active EE | $22,959 | $5,118+348.6% | $4,709+387.5% | $6,730+241.1% |
| Admin fee / account holder | $7,048 | $7,736-8.9% | $7,244-2.7% | $14,365-50.9% |