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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,410 | $160,040-74.1% | $147,096-71.8% | $145,877-71.6% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.5pp | 80.3%-7.6pp |
| Annual return | 14.26% | 98.49%-84.2pp | 419.75%-405.5pp | 551.28%-537.0pp |
| Employer contribution / active EE | $2,042 | $5,289-61.4% | $4,936-58.6% | $4,663-56.2% |
| Participant deferral / active EE | $3,179 | $8,429-62.3% | $8,071-60.6% | $6,691-52.5% |
| Admin fee / account holder | $954 | $15,050-93.7% | $13,005-92.7% | $13,402-92.9% |