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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,410 | $160,070-74.1% | $147,117-71.9% | $145,897-71.6% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.5pp | 80.3%-7.6pp |
| Annual return | 14.26% | 98.69%-84.4pp | 420.54%-406.3pp | 552.29%-538.0pp |
| Employer contribution / active EE | $2,042 | $5,285-61.4% | $4,932-58.6% | $4,663-56.2% |
| Participant deferral / active EE | $3,179 | $8,419-62.2% | $8,065-60.6% | $6,689-52.5% |
| Admin fee / account holder | $954 | $15,035-93.7% | $12,993-92.7% | $13,390-92.9% |