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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,517 | $100,194-65.5% | $122,979-71.9% | $86,983-60.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 3.70% | 16.47%-12.8pp | 20.12%-16.4pp | 25.83%-22.1pp |
| Employer contribution / active EE | $1,707 | $2,326-26.6% | $3,062-44.3% | $2,584-33.9% |
| Participant deferral / active EE | $2,803 | $4,133-32.2% | $5,003-44.0% | $4,194-33.2% |
| Admin fee / account holder | $78,694 | $10,148+675.5% | $12,864+511.7% | $7,856+901.7% |