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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,517 | $95,404-63.8% | $113,397-69.6% | $82,637-58.2% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 3.70% | 19.08%-15.4pp | 23.20%-19.5pp | 53.51%-49.8pp |
| Employer contribution / active EE | $1,707 | $2,307-26.0% | $2,977-42.7% | $2,552-33.1% |
| Participant deferral / active EE | $2,803 | $4,220-33.6% | $5,076-44.8% | $4,126-32.1% |
| Admin fee / account holder | $78,694 | $9,168+758.3% | $11,957+558.1% | $7,339+972.3% |