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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,347 | $99,875-85.6% | $146,866-90.2% | $86,983-83.5% |
| Participation rate | 97.7% | 75.8%+21.9pp | 82.5%+15.2pp | 69.5%+28.1pp |
| Annual return | 19.73% | 28.10%-8.4pp | 102.85%-83.1pp | 25.83%-6.1pp |
| Employer contribution / active EE | $2,717 | $3,224-15.7% | $4,425-38.6% | $2,584+5.1% |
| Participant deferral / active EE | $4,458 | $6,322-29.5% | $7,759-42.5% | $4,194+6.3% |
| Admin fee / account holder | $946 | $7,838-87.9% | $13,620-93.1% | $7,856-88.0% |