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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,968 | $155,555-49.2% | $146,866-46.2% | $155,188-49.1% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.5%-20.0pp | 80.8%-18.3pp |
| Annual return | 23.21% | 115.41%-92.2pp | 102.85%-79.6pp | 148.84%-125.6pp |
| Employer contribution / active EE | $3,366 | $4,647-27.6% | $4,425-23.9% | $4,248-20.8% |
| Participant deferral / active EE | $6,268 | $8,044-22.1% | $7,759-19.2% | $6,531-4.0% |
| Admin fee / account holder | $33,212 | $14,755+125.1% | $13,620+143.9% | $14,480+129.4% |