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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,968 | $162,136-51.3% | $152,301-48.2% | $154,746-49.0% |
| Participation rate | 62.5% | 84.1%-21.6pp | 82.4%-19.9pp | 80.7%-18.2pp |
| Annual return | 23.21% | 91.02%-67.8pp | 80.50%-57.3pp | 172.34%-149.1pp |
| Employer contribution / active EE | $3,366 | $4,890-31.2% | $4,624-27.2% | $4,379-23.1% |
| Participant deferral / active EE | $6,268 | $8,341-24.8% | $8,004-21.7% | $6,730-6.9% |
| Admin fee / account holder | $33,212 | $15,759+110.7% | $14,398+130.7% | $14,365+131.2% |