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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,971 | $124,425-81.5% | $112,040-79.5% | $137,256-83.3% |
| Participation rate | 33.3% | 79.3%-46.0pp | 76.5%-43.2pp | 80.0%-46.6pp |
| Annual return | 11.13% | 24.72%-13.6pp | 24.52%-13.4pp | 220.34%-209.2pp |
| Employer contribution / active EE | $1,060 | $3,411-68.9% | $2,954-64.1% | $4,156-74.5% |
| Participant deferral / active EE | $2,233 | $5,718-60.9% | $5,098-56.2% | $6,407-65.1% |
| Admin fee / account holder | $59,811 | $15,207+293.3% | $12,098+394.4% | $12,270+387.5% |