Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,991 | $94,031-84.1% | $115,768-87.1% | $82,448-81.8% |
| Participation rate | 41.1% | 70.4%-29.3pp | 74.4%-33.3pp | 68.1%-27.0pp |
| Annual return | 20.55% | 20.61%-0.1pp | 100.46%-79.9pp | 41.64%-21.1pp |
| Employer contribution / active EE | $984 | $2,323-57.7% | $2,940-66.5% | $2,551-61.4% |
| Participant deferral / active EE | $1,546 | $3,972-61.1% | $4,917-68.6% | $4,139-62.6% |
| Admin fee / account holder | $3,459 | $10,249-66.3% | $12,439-72.2% | $7,234-52.2% |