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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,869 | $174,379-16.9% | $152,093-4.7% | $138,895+4.3% |
| Participation rate | 93.3% | 81.6%+11.7pp | 77.8%+15.6pp | 79.9%+13.4pp |
| Annual return | 15.07% | 74.86%-59.8pp | 66.36%-51.3pp | 145.39%-130.3pp |
| Employer contribution / active EE | $5,112 | $4,652+9.9% | $4,175+22.5% | $4,194+21.9% |
| Participant deferral / active EE | $9,533 | $6,159+54.8% | $5,451+74.9% | $6,396+49.0% |
| Admin fee / account holder | $1,793 | $16,880-89.4% | $14,497-87.6% | $12,562-85.7% |