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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,390 | $88,710-71.4% | $81,783-69.0% | $145,959-82.6% |
| Participation rate | 33.3% | 75.0%-41.7pp | 72.4%-39.0pp | 80.3%-47.0pp |
| Annual return | 12.87% | 1027.26%-1014.4pp | 775.05%-762.2pp | 561.95%-549.1pp |
| Employer contribution / active EE | $895 | $3,083-71.0% | $2,913-69.3% | $4,661-80.8% |
| Participant deferral / active EE | $1,309 | $4,645-71.8% | $4,320-69.7% | $6,689-80.4% |
| Admin fee / account holder | $73 | $8,407-99.1% | $7,380-99.0% | $13,398-99.5% |