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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,888 | $106,864-33.7% | $147,318-51.9% | $82,637-14.2% |
| Participation rate | 93.1% | 75.5%+17.6pp | 82.1%+11.0pp | 68.1%+25.0pp |
| Annual return | 16.05% | 27.49%-11.4pp | 70.43%-54.4pp | 53.51%-37.5pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $9,726 | $6,496+49.7% | $7,906+23.0% | $4,126+135.7% |
| Admin fee / account holder | $1,396 | $8,415-83.4% | $13,708-89.8% | $7,339-81.0% |