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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,005 | $87,166-65.6% | $76,735-60.9% | $137,256-78.1% |
| Participation rate | 64.3% | 74.4%-10.1pp | 69.5%-5.2pp | 80.0%-15.7pp |
| Annual return | 21.05% | 26.50%-5.5pp | 29.77%-8.7pp | 220.34%-199.3pp |
| Employer contribution / active EE | $2,622 | $2,904-9.7% | $2,454+6.8% | $4,156-36.9% |
| Participant deferral / active EE | $5,207 | $4,726+10.2% | $4,088+27.4% | $6,407-18.7% |
| Admin fee / account holder | $4,823 | $8,403-42.6% | $7,189-32.9% | $12,270-60.7% |