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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,189 | $102,595-54.0% | $94,057-49.8% | $154,746-69.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 21.26% | 583.42%-562.2pp | 480.62%-459.4pp | 172.34%-151.1pp |
| Employer contribution / active EE | $2,985 | $3,147-5.2% | $2,933+1.8% | $4,379-31.8% |
| Participant deferral / active EE | $9,871 | $5,118+92.9% | $4,709+109.6% | $6,730+46.7% |
| Admin fee / account holder | $400 | $7,736-94.8% | $7,244-94.5% | $14,365-97.2% |