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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,189 | $72,071-34.5% | $68,368-31.0% | $137,256-65.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 21.26% | 353.14%-331.9pp | 292.57%-271.3pp | 220.34%-199.1pp |
| Employer contribution / active EE | $2,985 | $2,788+7.1% | $2,649+12.7% | $4,156-28.2% |
| Participant deferral / active EE | $9,871 | $4,410+123.8% | $4,123+139.4% | $6,407+54.1% |
| Admin fee / account holder | $400 | $5,336-92.5% | $5,150-92.2% | $12,270-96.7% |