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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,127 | $201,370-93.0% | $184,256-92.3% | $145,897-90.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.24% | 29.05%-19.8pp | 28.85%-19.6pp | 552.29%-543.1pp |
| Employer contribution / active EE | $3,511 | $7,024-50.0% | $6,427-45.4% | $4,663-24.7% |
| Participant deferral / active EE | $4,659 | $9,808-52.5% | $9,133-49.0% | $6,689-30.4% |
| Admin fee / account holder | $3,505 | $16,364-78.6% | $13,899-74.8% | $13,390-73.8% |