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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,932 | $110,410+4.1% | $102,437+12.2% | $145,897-21.2% |
| Participation rate | 29.4% | 77.9%-48.5pp | 74.5%-45.1pp | 80.3%-50.9pp |
| Annual return | 15.87% | 24.85%-9.0pp | 24.95%-9.1pp | 552.29%-536.4pp |
| Employer contribution / active EE | $2,075 | $4,217-50.8% | $3,871-46.4% | $4,663-55.5% |
| Participant deferral / active EE | $3,535 | $5,622-37.1% | $5,060-30.1% | $6,689-47.2% |
| Admin fee / account holder | $1,150 | $9,745-88.2% | $8,388-86.3% | $13,390-91.4% |