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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,920 | $111,785+35.0% | $93,669+61.1% | $145,877+3.5% |
| Participation rate | 28.6% | 74.2%-45.7pp | 68.7%-40.2pp | 80.3%-51.7pp |
| Annual return | 14.26% | 203.79%-189.5pp | 133.59%-119.3pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,646 | $3,096-46.8% | $2,424-32.1% | $4,663-64.7% |
| Participant deferral / active EE | $9,170 | $4,919+86.4% | $4,416+107.7% | $6,691+37.1% |
| Admin fee / account holder | $192,036 | $10,256+1772.5% | $8,291+2216.2% | $13,402+1332.9% |