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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,949 | $114,119-22.1% | $107,187-17.0% | $138,895-36.0% |
| Participation rate | 57.1% | 78.1%-20.9pp | 75.0%-17.9pp | 79.9%-22.8pp |
| Annual return | 22.16% | 273.21%-251.0pp | 204.55%-182.4pp | 145.39%-123.2pp |
| Employer contribution / active EE | $1,825 | $4,059-55.0% | $3,782-51.7% | $4,194-56.5% |
| Participant deferral / active EE | $5,037 | $5,538-9.0% | $5,096-1.2% | $6,396-21.3% |
| Admin fee / account holder | $1,300 | $10,024-87.0% | $9,162-85.8% | $12,562-89.6% |