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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,915 | $196,972-90.4% | $182,262-89.6% | $198,609-90.5% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 25.68% | 158.27%-132.6pp | 140.60%-114.9pp | 202.70%-177.0pp |
| Employer contribution / active EE | $3,873 | $5,364-27.8% | $5,046-23.2% | $5,055-23.4% |
| Participant deferral / active EE | $5,339 | $8,643-38.2% | $8,276-35.5% | $6,977-23.5% |
| Admin fee / account holder | $1,443 | $18,429-92.2% | $16,712-91.4% | $19,030-92.4% |