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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,131 | $129,737-51.3% | $119,126-47.0% | $154,746-59.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 17.98% | 379.08%-361.1pp | 282.11%-264.1pp | 172.34%-154.4pp |
| Employer contribution / active EE | $6,665 | $4,375+52.3% | $4,034+65.2% | $4,379+52.2% |
| Participant deferral / active EE | $9,973 | $5,842+70.7% | $5,318+87.5% | $6,730+48.2% |
| Admin fee / account holder | $7,853 | $11,961-34.3% | $10,693-26.6% | $14,365-45.3% |