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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,131 | $111,535-43.4% | $105,223-40.0% | $137,256-54.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 17.98% | 237.85%-219.9pp | 180.65%-162.7pp | 220.34%-202.4pp |
| Employer contribution / active EE | $6,665 | $3,939+69.2% | $3,689+80.7% | $4,156+60.4% |
| Participant deferral / active EE | $9,973 | $5,500+81.3% | $5,072+96.6% | $6,407+55.7% |
| Admin fee / account holder | $7,853 | $9,721-19.2% | $8,859-11.4% | $12,270-36.0% |