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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,324 | $111,785+198.2% | $93,669+255.9% | $145,877+128.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 15.87% | 203.79%-187.9pp | 133.59%-117.7pp | 551.28%-535.4pp |
| Employer contribution / active EE | $8,861 | $3,096+186.2% | $2,424+265.6% | $4,663+90.0% |
| Participant deferral / active EE | $8,833 | $4,919+79.6% | $4,416+100.0% | $6,691+32.0% |
| Admin fee / account holder | $5,781 | $10,256-43.6% | $8,291-30.3% | $13,402-56.9% |