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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,522 | $102,429-52.6% | $147,096-67.0% | $80,925-40.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 16.49% | 135.02%-118.5pp | 419.75%-403.3pp | 35.65%-19.2pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $6,219 | $6,649-6.5% | $8,071-23.0% | $4,299+44.7% |
| Admin fee / account holder | $887 | $7,957-88.9% | $13,005-93.2% | $6,940-87.2% |